You are receiving this letter because you either wrote to us or you are a commercial real estate broker client of either Blackburne & Sons or C-Loans, Inc. Today we'll tell you how to get a free directory of 2,000 commercial real estate lenders. We also have lots of cute, clean jokes, some funny pics, and a classic comedy video for you.

Joke Du Jour

My son Zachary, 4, came screaming out of the bathroom to tell me he'd dropped his toothbrush in the toilet. So I fished it out and threw it in the garbage. Zachary stood there thinking for a moment, then ran to my bathroom and came out with my toothbrush. He held it up and said with a charming little smile, "We better throw this one out too then, 'cause it fell in the toilet a few days ago."

Only Blackburne & Sons Can Do This:

Blackburne & Sons has some truly unique and super cool programs:

1. We'll give you a bridge loan on your commercial property for only one point! There is no prepayment penalty.
   
   
2. We are the only lender in the country offering small balance preferred equity. We'll raise as little as $100,000 if your client can't come up with 30-35% down.
   
   
3. We offer private money (loosey-goosey underwriting) commercial loans with a 15 year term. Our competitors offer 2 to 3 year bridge loans. We offer 15-year permanent loans with no prepayment penalty. Never again will you have a balloon payment come due during a recession.
   
   
4. We have a terrific apartment permanent program that can compete with Agency loans.
   
   
5. We buy commercial first mortgages (usually at a discount).
   
   
6. But instead of discounting your wonderful commercial first mortgage, consider pledging it as collateral for a smaller loan. This is called a hypothecation.

See, I Told You So!

Private Money Commercial Loans Nationwide From $100,000 to $3.5MM

Is your client's commercial property partially-vacant? Do you need a lender who will allow the seller to carry back a second mortgage? Does your client have a balloon payment coming due on his commercial property? Has your bank offered him a discounted pay-off? Does your borrower have less-than-stellar credit? Is your client's company losing money? Need a non-recourse commercial loan? We make slightly scratched-and-dented commercial loans.

Our hot, new product is a blanket loan against a portfolio of rental homes. Rental homes? Yup, as long as there are at least five homes or units, we consider this to be a commercial loan. We even offer a partial release clause. This loan is ideal for speculators.

Here is our latest rate sheet.

Blackburne & Sons is looking for commercial real estate loans that are not quite clean enough for a bank. Please click here to submit a private money commercial loan or call me, Tom Blackburne, at (574) 210-6686.

Mother Always Loved You Best

"Researchers in California found that 74 percent of mothers confessed that they like one child better than another. Then one mother said, 'Don’t use my name, 'cuz I don't want Jeb to find out.'” -- Jimmy Fallon

Get a Free Directory of 2,000 Commercial Real Estate Lenders

If you need a commercial real estate loan, The Blackburne List of 2,000 Commercial Real Estate Lenders can be of tremendous assistance. You can buy The Blackburne List instantly for just $39.95, but why spend money?

Let's talk about how you can get this wonderful directory for free. If you introduce us to just one commercial real estate loan officer who works at a bank, we'll let you download our entire list of 2,000 commercial bankers for free.

This handy list is organized by state. It includes, in addition to 2,000 bankers, hundreds of other active commercial real estate lenders, like hard money commercial mortgage companies. You can now deal directly with these commercial lenders with no one else's hand in the pie. You can trade just one commercial banker for over two thousand. You get the loan officer's name, the bank's name, the address, the phone number, and the state where that bank makes commercial real estate loans. Click here to trade one banker for two thousand.

If you need a bank-quality commercial loan right now from a life company, commercial bank, or conduit, you should enter your deal into C-Loans.com.

If you need a non-prime or subprime commercial loan, simply complete this super-easy mini-app to Blackburne & Sons.

And It Goes Like This

Wrong Number Joke

One morning the phone rang at 3:00 a.m. in Jeff's house. He picked up the phone, and a woman asked, "Is this 555-1111?" "No, this is 555-1112." Jeff replied. "Oh, I'm so sorry for disturbing you," the woman said. "That's alright," Jeff said. "I had to get up to answer the phone anyway."

One-Point Commercial Bridge Loans

Suppose you have listed a commercial property for sale, and the seller is getting antsy. You can often hold him off long enough to find a buyer by getting him a bridge loan. Blackburne & Sons offers a six-month bridge loan for just one point and no prepayment penalty. Please click here to submit a commercial bridge loan mini-app or call me, Tom Blackburne, at (574) 210-6686.

Steps Joke

Q: What steps would you take if a madman came rushing at you with a knife?
A: Great big ones!

Buying or Selling a Commercial Property? We'll Help Your Buyer With His Down Payment!

No one else in the entire country does what we do. We add our equity dollars - not debt dollars - to your buyer's down payment to create a down payment large enough to satisfy the bank.

The reason you need us is because banks are now requiring a 40% down payment on the purchase of most commercial-investment properties. To make matters worse, most banks today will not even allow the seller to carry back a second mortgage.

Does your buyer really want to put down 40% of the purchase price? Our small-balance preferred equity solves your problem. Please click here for more information about our preferred equity.

Blackburne & Sons (est. 1980) is a commercial private money lender. We will allow second mortgages behind our own first mortgages!

Please click here to apply for preferred equity or a private money commercial mortgage. You can also call me, Tom Blackburne, at (574) 210-6686.

New York Primary Joke

"The big New York primary, which happens next Tuesday, is looking pretty good for Hillary Clinton. In fact, website FiveThirtyEight says Hillary has a 99 percent chance of winning the primary for New York. When he heard, Bernie Sanders said, 'My God, I've become part of the 1 percent!'" -- Jimmy Fallon

Hey, It Was Dark When I Got Up

Sweet Apartment Program for "A" Deals

Blackburne & Sons has an incredible apartment loan program for "A" quality deals. The rate is adjusted according to the desirability of the property and the area, but it starts at 3.87% and 1 point for a fixed rate, 30-year fully-amortized loan. For more details, please call Tom Blackburne at (574) 210-6686.

Establishment Joke

"CNN hosted a town hall with Republican front-runner Donald Trump, and at one point he complained that the rules of the election are stacked against him 'by the establishment.' You gotta give it to Trump. He's the only man who could inherit millions of dollars, have his name on buildings, and still go, 'Life is totally unfair!'” -- Jimmy Fallon

Two Ways To Earn Referral Fees For Commercial Loans

This one is an absolute no-brainer. You simply put a link to C-Loans.com on your real estate website. We once paid a $21,250 referral fee to a guy who was asleep when the lead came in! Here are the details.

You can also referral commercial loans by hand. Here is our referral fee program.

Car Accident Joke

One day, while a blonde was out driving her car, she ran into a truck. The truck's driver made her pull over into a parking lot and get out of the car. He took a piece of chalk and drew a circle on the pavement. He told her to stand in the middle and not leave the circle. Furious, he went over to her car and slashed the tires. The blonde started laughing. This made the man angrier, so he smashed her windshield. This time the blonde laughed even harder. Livid, the man broke all her windows and keyed her car. The blonde is now laughing hysterically, so the truck driver asks her what's so funny. The blonde giggles and replies, "When you weren't looking, I stepped out of the circle three times!"

Video - Who's on First?

Classic skit by Abbott and Costello

On a Personal Note

I took my daughter on her first legitimate hike in the woods this past weekend. Like many 5 year old little girls, she usually spends most of her time running around the house playing dress up or on the iPad. So, as you can imagine, the hike was a bit of a shock to her system. But I was able to teach her the importance of perseverance, and even just being tough. My ability to distract her from being ‘tired’ by pointing out all the cool bugs and birds came in handy, too. ;) At the end of the hike, I was immensely proud of her. She powered through the tough terrain with only a few scratches and tears. This was a big surprise given that last week she fought me tooth and nail when I told her she needs to change out of her Frozen high heels if she is to help me mow the lawn!

Don't Forget About C-Loans.com

We have a whole new crop of hungry commercial lenders on C-Loans, so if you have a commercial loan you're trying to place, it takes just four minutes to submit your deal to 750 commercial lenders. And remember, C-Loans.com is free!

Final Funny - Long But Funny

A man is driving down the road and his car breaks down near a monastery. He goes to the monastery, knocks on the door, and says, "My car broke down. Do you think I could stay the night?" The monks graciously accept him, feed him dinner, and even fix his car.

As the man tries to fall asleep, he hears a strange sound - a sound unlike anything he's ever heard before. The Sirens that nearly seduced Odysseus into crashing his ship comes to his mind. He doesn't sleep that night. He tosses and turns trying to figure out what could possibly be making such a seductive sound. The next morning, he asks the monks what the sound was, but they say, "We can't tell you. You're not a monk." Distraught, the man is forced to leave.

Years later, after never being able to forget that sound, the man goes back to the monastery and pleads for the answer again. The monks reply, "We can't tell you. You're not a monk." The man says, "If the only way I can find out what is making that beautiful sound is to become a monk, then please, make me a monk." The monks reply, "You must travel the earth and tell us how many blades of grass there are and the exact number of grains of sand. When you find these answers, you will have become a monk."

The man sets about his task. After years of searching he returns as a gray-haired old man and knocks on the door of the monastery. A monk answers. He is taken before a gathering of all the monks. "In my quest to find what makes that beautiful sound, I traveled the earth and have found what you asked for: By design, the world is in a state of perpetual change. Only God knows what you ask. All a man can know is himself, and only then if he is honest and reflective and willing to strip away self deception."

The monks reply, "Congratulations. You have become a monk. We shall now show you the way to the mystery of the sacred sound." The monks lead the man to a wooden door, where the head monk says, "The sound is beyond that door." The monks give him the key, and he opens the door.

Behind the wooden door is another door made of stone. The man is given the key to the stone door and he opens it, only to find a door made of ruby. And so it went that he needed keys to doors of emerald, pearl and diamond. Finally, they come to a door made of solid gold. The sound has become very clear and definite. The monks say, "This is the last key to the last door." The man is apprehensive to no end. His life's wish is behind that door! With trembling hands, he unlocks the door, turns the knob, and slowly pushes the door open. Falling to his knees, he is utterly amazed to discover the source of that haunting and seductive sound...

But, of course, I can't tell you what it is because you're not a monk.

Contact Information

4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 Telephone: (574) 210-6686 * Fax: (916) 338-2328
Real Estate Broker -- California Bureau of Real Estate -- License Number 829677