You are receiving this letter because you either wrote to us or you are a commercial real estate broker client of either Blackburne & Sons or C-Loans, Inc. We have hot news for your investors. Commercial-investment real estate appreciated 14.9% last year. We also have lots of cute, clean jokes, funny pics, and the funniest video of all time for you.

Joke Du Jour

A man asked a Native American man for the name of his wife. He replied, "She called Four Horse." The man commented, "That's an unusual name for your wife. What does it mean?" The old man replied, "It old Indian name. It mean, 'Nag-Nag-Nag-Nag.'"

Oh My Goodness, We're All Gonna Die!

One-Point Commercial Bridge Loans

Suppose you have listed a commercial property for sale, and the seller is getting antsy. You can often hold him off long enough to find a buyer by getting him a bridge loan. Blackburne & Sons offers a six-month bridge loan for just one point and no prepayment penalty. Please click here to submit a commercial bridge loan mini-app or call me, Tom Blackburne, at (574) 210-6686.

Coffee Cup Joke

"Bernie Sanders has a great coffee mug that says, Feel the Bern. Which Senator Sanders was specifically told by H.R. not to say to his interns." -- Stephen Colbert

Commercial Real Estate Values Are Soaring

According to Moody’s/RCA Commercial Property Price Indices (CPPI), the all-commercial-properties index rose 14.9% in the 12-month period ending in July, the latest period for which the index has been published.

Core commercial did the best, followed by multifamily and lastly by industrial.

Need a commercial loan? Simply complete this super-easy mini-app.

At the Depth of the Great Recession, I Was Really Feelin' This Shirt

Atlantic Ocean Joke

Q: What do you get when you cross the Atlantic Ocean with the Titanic?
A: Only half way.

Private Money Commercial Loans Nationwide From $100,000 to $3.5MM

Is your client's commercial property partially-vacant? Do you need a lender who will allow the seller to carry back a second mortgage? Does your client have a balloon payment coming due on his commercial property? Has your bank offered him a discounted pay-off? Does your borrower have less-than-stellar credit? Is your client's company losing money? Need a non-recourse commercial loan? We make slightly scratched-and-dented commercial loans.

Our hot, new product is a blanket loan against a portfolio of rental homes. Rental homes? Yup, as long as there are at least five homes or units, we consider this to be a commercial loan. We even offer a partial release clause. This loan is ideal for speculators.

Here is our latest rate sheet.

Blackburne & Sons is looking for commercial real estate loans that are not quite clean enough for a bank. Please click here to submit a private money commercial loan or call me, Tom Blackburne, at (574) 210-6686.

Kittens Joke

A three-year-old boy went with his dad to see a new litter of kittens. On returning home, he breathlessly informed his mother, "There were two boy kittens and two girl kittens." "How did you know that?" his mother asked. "Daddy picked them up and looked underneath," he replied. "I think it's printed on the bottom."

Buying or Selling a Commercial Property? We'll Help Your Buyer With His Down Payment!

No one else in the entire country does what we do. We add our equity dollars - not debt dollars - to your buyer's down payment to create a down payment large enough to satisfy the bank.

The reason you need us is because banks are now requiring a 40% down payment on the purchase of most commercial-investment properties. To make matters worse, most banks today will not even allow the seller to carry back a second mortgage.

Does your buyer really want to put down 40% of the purchase price? Our small-balance preferred equity solves your problem. Please click here for more information about our preferred equity.

Blackburne & Sons (est. 1980) is a commercial private money lender. We will allow second mortgages behind our own first mortgages!

Please click here to apply for preferred equity or a private money commercial mortgage. You can also call me, Tom Blackburne, at (574) 210-6686.

Legal Questions Joke

What are the three questions most commonly asked by lawyers?

1. How much money do you have?
2. Where can you get more?
3. Do you have anything you can sell?

On The Positive Side, At Least He Follows Directions

Sweet Apartment Program for "A" Deals

Blackburne & Sons has an incredible apartment loan program for "A" quality deals. The rate is adjusted according to the desirability of the property and the area, but it starts at 3.87% and 1 point for a fixed rate, 30-year fully-amortized loan. For more details, please call Tom Blackburne at (574) 210-6686.

Prayer Joke

A father was listening to his child say his prayers, when the little guy started his prayer with, "Dear Harold." At this, dad interrupted and said, "Wait a minute, why did you call God 'Harold'?" The little boy looked up and said, "That's what they call Him in church. You know the prayer where we say, "Our Father, who art in Heaven, Harold be Thy name."

Two Ways To Earn Referral Fees For Commercial Loans

This one is an absolute no-brainer. You simply put a link to C-Loans.com on your real estate website. We once paid a $21,250 referral fee to a guy who was asleep when the lead came in! Here are the details.

You can also referral commercial loans by hand. Here is our referral fee program.

Marx Joke

Is Marx's tomb a communist plot?

Funniest Video of All Time

I laughed so hard my sides ached.

On a Personal Note

I am hoping to buy my first house this spring. I have a very limited budget, so my options are limited. In order for me to buy in a decent neighborhood, I will have to buy a "fixer upper". Eek!

For those of you who don't know, I am completely inept when it comes to tools/handiwork. When I look at a tool box, all I see are scary, sharp objects hell-bent on maiming me. How can I "fix up" a house when I can barely screw in a light bulb?

Thankfully, my girlfriend's family is very active in fixing and flipping properties and with their experience and my enthusiasm I think we can make it through without me losing more than a couple digits.

Don't Forget About C-Loans.com

We have a whole new crop of hungry commercial lenders on C-Loans, so if you have a commercial loan you're trying to place, it takes just four minutes to submit your deal to 750 commercial lenders. And remember, C-Loans.com is free!

Final Funny

An old man goes to a diner every day for lunch. He always orders the soup du jour. One day the manager asks him how he liked his meal. The old man replies, in a thick accent, "Wass goot, but you could give a little more bread." So the next day the manager tells the waitress to give him four slices of bread. "How was your meal, sir?" the manager asks. "Wass goot, but you could give a little more bread," comes the reply. So the next day the manager tells the waitress to give him eight slices of bread. "How was your meal today, sir?" the manager asks. "Wass goot, but you could give a little more bread," comes the reply. So ... the next day the manager tells the waitress to give him a whole loaf of bread with his soup. "How was your meal, sir?" the manager asks, when he comes to pay. "Wass goot, but you could give just a little more bread," comes the reply once again. The manager is now obsessed with seeing this customer say that he is satisfied with his meal, so he goes to the bakery, and orders a six-foot-long loaf of bread. When the man comes in as usual the next day, the waitress and the manager cut the loaf in half, butter the entire length of each half, and lay it out along the counter, right next to his bowl of soup. The old man sits down, and devours both his bowl of soup, and both halves of the six-foot-long loaf of bread. The manager now thinks he will get the answer he is looking for, and when the old man comes up to pay for his meal, the manager asks in the usual way: "How was your meal TODAY, sir?" The old man replies: "It wass goot as usual, but I see you are back to giving only two slices of bread."

Contact Information

4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 Telephone: (574) 210-6686 * Fax: (916) 338-2328
Real Estate Broker -- California Bureau of Real Estate -- License Number 829677