You are receiving this letter because you either wrote to us or you are a commercial real estate broker client of either Blackburne & Sons or C-Loans, Inc. Today we'll talk about how crowd funding will push commercial real estate values even higher. We also have lots of cute, clean jokes, funny epics, and a nice video for you.

Joke Du Jour

The police are called to an apartment and find a woman holding a bloody 3-iron standing over a lifeless man. The detective asks, "Ma'am, is that your husband?" "Yes" says the woman. "Did you hit him with that golf club?" "Yes, yes, I did." The woman begins to sob, drops the club, and puts her hands on her face. "How many times did you hit him?" "I don't know -- put me down for a five."

In Case You Were Feeling Down Today

One-Point Commercial Bridge Loans

Suppose you have listed a commercial property for sale, and the seller is getting antsy. You can often hold him off long enough to find a buyer by getting him a bridge loan. Blackburne & Sons offers a six-month bridge loan for just one point and no prepayment penalty. Please click here to submit a commercial bridge loan mini-app or call me, Tom Blackburne, at (574) 210-6686.

Escalator Joke

Recently, while I was on a shopping trip in a department store, I heard a little five-year-old talking to his mother on the down escalator. He asked, "Mommy, what do they do when the basement gets full of steps?"

Crowd-Funding Will Make Commercial Real Estate Appreciate Even More

Many of you receive daily emails about commercial properties listed for sale from various email services. I get these same emails.

I opened one recently and saw that it contained an Offering Memorandum. In other words, an interested investor could either buy the entire property or invest $100,000 in a new LLC being formed to own it. The sponsor of the new LLC is obviously taking advantage of crowd-funding made possible by the wonderful new Federal law, the JOBS Act.

Crowd-funding like this should sharply increase the value of many trophy commercial properties. Just like condominiumization, making properties available to smaller buyers increases the demand for the property - and hence the price.

Need a commercial loan? Simply complete this super-easy mini-app.

Some Beijing Children Have Never Seen a Star

Pain Management Joke

My niece, pregnant with her second child, was certain she wanted an epidural for pain management during childbirth. Her doctor asked her at which stage of labor she wanted the epidural administered. Her response: "Just meet me in the parking lot!"

Private Money Commercial Loans Nationwide From $100,000 to $3.5MM

Is your client's commercial property partially-vacant? Do you need a lender who will allow the seller to carry back a second mortgage? Does your client have a balloon payment coming due on his commercial property? Has your bank offered him a discounted pay-off? Does your borrower have less-than-stellar credit? Is your client's company losing money? Need a non-recourse commercial loan? We make slightly scratched-and-dented commercial loans.

Our hot, new product is a blanket loan against a portfolio of rental homes. Rental homes? Yup, as long as there are at least five homes or units, we consider this to be a commercial loan. We even offer a partial release clause. This loan is ideal for speculators.

Here is our latest rate sheet.

Blackburne & Sons is looking for commercial real estate loans that are not quite clean enough for a bank. Please click here to submit a private money commercial loan or call me, Tom Blackburne, at (574) 210-6686.

Golf Superstar Joke

A gushy reporter told Phil Mickelson, "You are spectacular! Your name is synonymous with the game of golf. You really know your way around the course. What's your secret?" Mickelson replied, "The holes are numbered."

Buying or Selling a Commercial Property? We'll Help Your Buyer With His Down Payment!

No one else in the entire country does what we do. We add our equity dollars - not debt dollars - to your buyer's down payment to create a down payment large enough to satisfy the bank.

The reason you need us is because banks are now requiring a 40% down payment on the purchase of most commercial-investment properties. To make matters worse, most banks today will not even allow the seller to carry back a second mortgage.

Does your buyer really want to put down 40% of the purchase price? Our small-balance preferred equity solves your problem. Please click here for more information about our preferred equity.

Blackburne & Sons (est. 1980) is a commercial private money lender. We will allow second mortgages behind our own first mortgages!

Please click here to apply for preferred equity or a private money commercial mortgage. You can also call me, Tom Blackburne, at (574) 210-6686.

Age Joke

MELANIE (age 5) asked her Granny how old she was. Granny replied she was so old she didn't remember any more. Melanie said, "If you don't remember, you must look in the back of your panties. Mine say five to six."

Sacrifice of Heroes

Sweet Apartment Program for "A" Deals

Blackburne & Sons has an incredible apartment loan program for "A" quality deals. The rate is adjusted according to the desirability of the property and the area, but it starts at 3.87% and 1 point for a fixed rate, 30-year fully-amortized loan. For more details, please call Tom Blackburne at (574) 210-6686.

Golf Joke

A young man and a priest are playing together. At a short par-3, the priest asks, "What are you going to use on this hole, my son?" The young man says, "An 8-iron, father. How about you?" The priest says, "I'm going to hit a soft seven and pray." The young man hits his 8-iron and puts the ball on the green. The priest tops his 7-iron and dribbles the ball out a few yards. The young man says, "I don't know about you, father, but in my church, when we pray, we keep our head down."

Two Ways To Earn Referral Fees For Commercial Loans

This one is an absolute no-brainer. You simply put a link to C-Loans.com on your real estate website. We once paid a $21,250 referral fee to a guy who was asleep when the lead came in! Here are the details.

You can also referral commercial loans by hand. Here is our referral fee program.

Golf Joke II

A husband and wife are on the 9th green when suddenly she collapses from a heart attack! "Help me dear," she groans to her husband. The husband calls 911 on his cell phone, talks for a few minutes, picks up his putter, and lines up his putt. His wife raises her head off the green and stares at him. "I'm dying here and you're putting?” "Don't worry dear, "says the husband calmly, "They found a doctor on the second hole, and he's coming to help you. "Well, how long will it take for him to get here?" she asks feebly. "No time at all," says her husband. "Everybody's already agreed to let him play through."

Amazing Card Trick Video

This magician left the judges on Britain's Got Talent in awe

On a Personal Note

The other weekend, I got to watch my little sister’s varsity lacrosse game. Jordan is the starting goalie for the #4 ranked team in the state, Culver Girls Academy. But with only 5 games ever played at the goalie position, my sister was tasked with stopping the #1 lacrosse team in the state, Carmel High school. On top of having to play the best team on their home turf, our girls were already tired from a narrow victory against the #5 ranked team in the state (Bishop Chattard) just a couple hours earlier that afternoon. Our girls played tough but Carmel just seemed a class above us. Jordan made several important stops and kept the game close for most of the game. But despite losing 12-5, Culver the first team to keep Carmel from scoring 20+ goals - a feat my sister should be very proud of! It is only a matter of time until they get to play Carmel High School again in the playoffs. And when they do, Jordan will have a whole season of experience at the goalie position. I predict the rematch will be much closer. I cannot wait!

Don't Forget About C-Loans.com

We have a whole new crop of hungry commercial lenders on C-Loans, so if you have a commercial loan you're trying to place, it takes just four minutes to submit your deal to 750 commercial lenders. And remember, C-Loans.com is free!

Final Funny (PG-13)

A group of previous kindergartners were trying very hard to become accustomed to the first grade. The biggest hurdle they faced was that the teacher insisted on NO baby talk! "You need to use 'Big People' words," she was always reminding them. She asked Chris what he had done over the weekend. "I went to visit my Nana." "No, you went to visit your GRANDMOTHER. Use 'Big People' words!" She then asked Mitchell what he had done. "I took a ride on a choo-choo." She said "No, you took a ride on a TRAIN. You must remember to use 'Big People' words." She then asked little Alec what he had done. "I read a book," he replied. "That's WONDERFUL!" the teacher said. "What book did you read?" Alec thought real hard about it, then puffed out his chest with great pride, and said, "Winnie the SH*T."

Contact Information

4811 Chippendale Drive, Suite 101, Sacramento, CA 95841 Telephone: (574) 210-6686 * Fax: (916) 338-2328
Real Estate Broker -- California Bureau of Real Estate -- License Number 829677